Here I am, Mr. or Ms. Average Donor.
It's been a long day.
First off: house maintenance issues. They banged together our starter house around 1850, habitation for (true) circus midgets. Door handles are around your knees. The stair treads are as wide as a hardcover book. You knew an old house would be a money pit. You expected things to break. They did. All the time.
There's always something breaking. "Something" is always expensive, too: thousands I don't have BUT that I must somehow scrape together ... in the sleepless hours before dawn. Plumbing, you deal with that right away. People have to pee, poop and cleanse themselves. Minor electrical: maybe you can wait. You bundle a bunch of jobs together; they come for two or three days, you're set for a decade. The roof's good.
Plus, about that gift...?
My daughter's not happy. Her boyfriend just bounced her. He isn't the first. I don't know: is she one of life's hefty percentage of losers? She calls me five times a day. I sympathize! wait a minute did I just call my daughter a loser?i'm losing it
Oh, yeah: I have enough money to live comfortably until I'm 90 or so, barring catastrophic expenses.